A household in the United States must earn at least $21.21 an hour to afford a modest, two-bedroom rental home without spending more than 30% of their income on rent, according to the Out of Reach 2017 report by the National Low Income Housing Coalition (NLIHC).

This is 2.9 times higher than the federal minimum wage of $7.25 an hour, meaning a full-time worker earning minimum wage cannot afford a modest, two-bedroom rental home in any state, metropolitan area, or county nationwide.

For a one-bedroom rental home, the 2017 housing wage is $17.14, or 2.4 times higher than the minimum wage. A full-time minimum-wage worker can only afford a one-bedroom rental home in 12 counties.

A full-time worker earning minimum wage would have to work 117 or 94.5 hours each week during the year to affordable a two-bedroom or one-bedroom rental home, respectively.

Even with some low-wage workers seeing pay increases over the past two years, low vacancy rates and high housing costs have resulted in millions of households spending more than half of their income on housing.

Extremely low-income households, whose income is less than the poverty level or less than 30% of the area median income, face the most burdens. These households cannot afford the average cost of a one-bedroom rental home, $892, in any state. On average, according to the report, extremely low-income households cannot afford to spend more than $523 per month on housing.

Another key finding of the report is that six of the seven occupations projected to add the greatest number of jobs between 2014 and 2024 do not provide median wages sufficient for workers to afford a modest one-bedroom rental home. This includes customer service representatives, nursing assistants, retail salespeople, home health aides, personal care aides, and food prep and serving workers.

NLIHC is pushing for federal changes to address the shortage of affordable rental homes. This includes modest reforms to the mortgage interest deduction, which would generate additional funding over 10 years to invest in affordable housing for households who must need it.

“Tax reform provides us the opportunity to realign federal expenditures to better assist households who face the great challenges finding decent, safe, and affordable housing,” the report noted.