Affordable Housing Finance
SPECIAL FOCUS
AMERICA’S HOUSING IMBALANCE
Housing as the Best Cure
AFFORDABLE HOUSING FINANCE
• September 2008
BY DONNA KIMURA
The best medicine for many illnesses
is often an affordable
home, according to Dr. Megan
Sandel. She would know. A
pediatrician at the Boston
Medical Center, she has seen the links
between good affordable housing and
health.
Sandel first noticed the connection in
her first year of residency.
“A group of doctors
in my class and I
talked about what we
were seeing among
patients. We were talking
about medical
issues, but they really
derived from housing,”
she said.
Sandel provided some of the most compelling
testimony last year when the House
Committee on Financial Services held a
hearing on the National Affordable Housing
Trust Fund. Joining the usual housing advocates
in support of the trust fund, she served
as a powerful new messenger.
Q: You’ve said “a safe, decent, affordable
home is like a vaccine.” Please
explain. A: Often when we talk about housing, we
talk about the negative effects. If you
are homeless, you are more likely to potentially
have mental health issues, or if you are
paying too much for heat, you may have malnutrition
issues. Often, we don’t talk enough
about how there are health benefits if you
provide safe, decent affordable housing.
For me, a safe decent home is like a
vaccine because it can keep kids healthier.
Like a vaccine, it prevents disease.
Q: You have looked at the relationship
between housing and health. Share
with us a few of your findings. A: I came to housing from a housing-quality
perspective, particularly the
conditions that make kids sick.
There’s an excellent study out of the
hospital where I work, Boston Medical
Center, and C-SNAP, the Children’s Sentinel
Nutrition Assessment Program. The study
shows that if you are a child in a food-insecure
household that is eligible for a housing
subsidy and doesn’t get one, you are twice as
likely to have stunted growth. You are very
vulnerable. If you receive a housing subsidy,
you are less likely to be stunted or have malnutrition
that affects the ability for children
to grow. Clearly, a housing subsidy is a powerful
benefit. It literally grows bodies and
brains.
Q: Share with us a first-hand experience
of working with a homeless
family or a family in need of affordable
housing. A: I was taking care of a child I met
when her family was homeless. She
was about 9 months old, and she was suffering
from a failure to thrive. She wasn’t growing
well. She was homeless and had difficulty
getting enough food. She also had some
swallowing problems. I put her in a rehab
hospital, but when she returned back to a
homeless shelter she began to lose weight
again.
Through some help from lawyers, we
were able to get her family priority status
and into public housing. When she got her
own apartment, she started to do well.
Despite thousands of dollars of tests
and medial attention, that was the thing
that made her better. She’s going to kindergarten
in the fall. She’s reading. In many
ways, this is a save. Getting her that housing
really saved her.
Q: If the production of affordable
housing falls further behind, what
would be the impact? A: We talk about the budget tradeoffs
that families are forced to make. For
families, the three biggest bills are food,
energy, and housing. In a world where food
and energy costs are up 20 to 25 percent
just in the last year, you can imagine the
squeeze on many families. The demand outstrips
supply now. We will only see more
families in those tight budget tradeoffs. At
my hospital, we refer to it as the perfect
storm. Families are going to have to figure
out how to weather the perfect storm of rising
fuel costs, rising food costs, and the lack
of affordable housing.
Web Exclusive: Connecting Good Health with Affordable HousingBY DONNA KIMURA
The Center for Housing Policy and Enterprise Community Partners recently reviewed the growing body of research on the health benefits of affordable housing and identified nine promising hypotheses.
If the affordable housing industry wants to raise housing’s profile on the national agenda, it needs to do more than assert that housing matters, said Jeffrey Lubell, executive director of the Center for Housing Policy. It needs to show the outcomes.
The recent analysis is a step toward linking the different pieces. Some of the findings include:
• Well-constructed and well-managed affordable housing developments can reduce health problems associated with poor quality housing by limiting exposure to allergens and other dangers.
• By alleviating crowding, affordable housing can reduce exposure to stressors and infectious disease.
• Affordable housing may improve health by freeing up family resources for nutritious food and health care.
• Affordable housing may improve health outcomes for individuals with chronic illnesses and disabilities and seniors by providing a stable platform for the ongoing delivery of services.
• Use of green building and transit-oriented development strategies can lower exposure to pollutants and increase energy efficiency and environmental sustainability.
For more information, visit www.nhc.org.
We also refer to young kids as the
canary in the coalmine. They are the most
vulnerable, the ones to see the most effects.
Typically, they will have trouble with growth
or developmental issues. There’s no doubt
we are already seeing huge increases.
Boston Medical Center has a food
pantry on site. We have traditionally given
out 50,000 bags of food a year. We are
already seeing a 20 percent increase at the
monthly level this year.
When people are hungry, food is an
important intervention. By giving them a
bag of food, it is putting a Band-Aid on the
problem. You are not treating the underlying
issue. For many, the underlying issue is a
lack of affordable housing.
Q: What can the affordable housing
industry do to improve the health of
residents? A: First and foremost, as a doctor I want
to thank the affordable housing
industry for providing what I call the best
intervention—a safe, decent affordable
home. It’s a prescription that I can’t write on
my own. I say thank you to the industry.
Many are focusing on what they can do to
improve the quality of housing. That’s really
important for reducing pest infestation, getting
rid of mold, providing families with safe
homes.
I would encourage working together
with medical and public health officials to
increase the affordable housing supply
through efforts like the Affordable
Housing Trust Fund that will not be tied
to the whims of the budget, [and allocating]
more set-aside funds that can be
relied on to create and sustain affordable
housing.
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