SPECIAL FOCUS
READERS’ CHOICE AWARDS
BEST RURAL PROJECT: Full CircleDeveloper transforms rundown 19th
century building into apartments
BY DANA ENFINGER
AFFORDABLE HOUSING FINANCE • NOVEMBER 2007
WOMELSDORF, PA.—Betty Schoener worked at a
textile factory sewing sleeves
onto blouses back in 1964. It
was demanding work. Today
her apartment is located in
the exact spot on the third floor in the corner
of the building where she used to work
in this rural Pennsylvania town. She
remembers the dirt and grease that covered
the floor, and the oil from sewing machines
that seeped onto her shoes.
“It’s a clean floor now, I can tell you
that,” said the 81-year-old. “You wouldn’t
think it’s the same building. Talk about life
coming full circle.”
Schoener is a resident at Henner
Apartments, a 27-unit apartment building
for seniors and people with disabilities.
AFFORDABLE HOUSING FINANCE readers
selected the $4.5 million project as the top
affordable rural housing development in
the country.
Schoener sold her two-bedroom home
in January because it was just too much to
keep up with after her husband passed
away. She said she was set to move in May
but waited until Henner Apartments
became available in September because she
wanted to be close to her granddaughter
and two great-grandchildren. Plus, she was
impressed with the design of Henner
Apartments.
“The apartments are just so clean and
beautiful,” said Schoener. “And I have very
high standards.”
The developer of the project is
Lancaster. Pa.-based Housing Development
Corp. (HDC). The architect is Bruce
Weinsteiger with Architectural Concepts.
“This is a small, quaint town, so all the
construction created some excitement,” said
Cyndie Fuhrer, development officer for
HDC. Most of the developments in the
neighborhood are single-family homes. The
streets are very narrow. A log cabin built in
the 1790s is located a few doors down.
All the units are one-bedrooms, each
with an average size of 565 square feet.
Several of the apartments are designed for
residents in wheelchairs. All units are set
aside for those earning no more than 60
percent of the area median income (AMI).
More than 60 percent of the units are
reserved for residents earning no more
than 50 percent of the AMI.
The development received more than
$2.9 million in equity from the sale of lowincome
housing tax credits. The tax credit
syndicator is Enterprise Community
Investment, Inc. The project received financing
from PennHOMES and HOME funds
from Berks County. The U.S. Department of
Agriculture’s Rural Development division
supplied a $195,000 loan.
HDC struggled with budget constraints,
said HDC’s CEO Michael Carper.
The firm interviewed four contractors
before selecting builder Arthur Frank &
Sons to begin work on the development
with a revamped design that included moving
the community room to the second
floor and replacing a dual-pipe heating system
with individual PTAC (packaged terminal
air conditioner) units in each apartment.
The Berks County Senior Citizens
Council provides classes, trips, and other
services to residents. The Womelsdorf
Community Library visits regularly, bringing
books for the resident library and conducting
a variety of activities.
Henner
Apartments
Developer: Housing Development Corp.
Architect: Bruce Weinsteiger with
Architectural Concepts
Major Funders: PennHOMES
HOME funds from Berks County
U.S. Department of Agriculture’s Rural
Development
Enterprise Community Investment, Inc.
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