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Election update: campaign 2004

Democratic presidential hopefuls' positions on housing

by Winton Pitcoff

In an effort to highlight the past and present housing commitment of the candidates vying for the Democratic presidential nomination, Affordable Housing Finance profiled each candidate over several months. This series, which began in April, served to shed light on how the candidates for president have addressed housing issues in the past, and to call on them to give the issue of affordable housing the attention that it deserves during this campaign.

Governor Howard Dean

Former Vermont Governor Howard Dean has emerged as the candidate who's working the hardest to pull the race for the Democratic presidential nomination to the left. He is also the only one making speeches that touch on housing issues.

In 11 years as governor, five as lieutenant governor, and four as a state representative, the former physician has made his name as a "common-sense moderate" with progressive leanings on social issues.

As governor, Dean championed the Vermont Housing and Conservation Board, helping to rededicate the state's property transfer tax to fund the board's work. As lieutenant governor, he convened annual statewide housing conferences. The Committee on Temporary Shelter, a major service provider for the homeless in Burlington, honored Dean with an award for his work on housing and homelessness issues.

"Dean was good for housing in Vermont," said Erhard Mahnke, executive director of the Vermont Affordable Housing Coalition. "You could always count on his funding requests for housing to be reasonable."

"He understands the need for affordable housing, and the ways to produce it," Mahnke added.

Dean is the only candidate using campaign speeches to discuss housing issues in depth and to say how he would change federal housing programs. "I know the Community Development Block Grant program," he said in a speech to the National Conference of Democratic Mayors. "We've used it to create jobs, to build housing. It's wonderful discretionary money that we can invest that we would never be able to come up with out of our budgets. I will double the CDBG program from $4.6 billion to $9.2."

In that speech, Dean talked about how he'd like to change the way public housing is built and maintained. Referring to the Housing and Conservation Trust Fund in Vermont, he suggested that the government should provide bridge financing for local developers of public housing projects, rather than determining where and how the projects should be built.

Dean also touted local land trusts as a solution to preserving affordable housing permanently. "We will not put money into units that will go to market rate after 20 years," he said. "We learned the hard way, when I first came into office, that those programs are great until the 19th year, then everybody runs around wondering what they're going to do for all the dispossessed families a year from now. It's an impossible situation."

"If you want to revitalize the cities, you can't have the federal government do it. You can have us supply the money, but you can't have us do it - it's up to you," Dean concluded. "You can't revitalize the city if every time Congress moves to do anything, it's an unfunded mandate. We have got to start to rely on local people to determine their own needs."

In response to some questions on his stance on affordable housing issues, Dean's campaign replied, "Governor Dean is still working with his policy team to finalize his positions on affordable housing."


Senator John Edwards

Senator John Edwards is considered a strong presidential contender despite being a relative newcomer to politics. Before being elected to the Senate from North Carolina in 1998, he had held no prior political office. Edwards talks a great deal about "the real America" while campaigning but, like the other candidates, he rarely discusses how hard it is for "real Americans" to find affordable housing.

Edwards' Web site makes no mention of affordable housing, and his campaign staff did not respond to several requests for information about the senator's housing platform.

His legislative record shows that Edwards sponsored a "Rural Rental Housing Act" to provide funding through the Department of Agriculture for rural rental housing assistance to very low income families in communities lacking affordable rental housing. The legislation was never brought to a vote.

In testimony in support of the housing act, Edwards said, "There is nothing more important to a good life in America than good housing. And there is no problem in rural America larger than the shortage of affordable housing. For working families in rural America today, the shortage of affordable housing is becoming a crisis."

To address the problem, Edwards took a fiscally conservative approach, saying, "We cannot simply throw money at the problem and expect the situation to improve." He repeated the standard wisdom that the federal government must work in partnership with state and local governments, private financial institutions, private philanthropic institutions, and the private and nonprofit sectors.

Other than this bill, however, Edwards has had little direct involvement with housing issues in the Senate. When the Financial Services Modernization Act was passed in 1999, Edwards sat on the Banking Committee and was a strong supporter of the bill. He has not been a supporter of the National Affordable Housing Trust legislation.

Few contributors to Edwards' campaign were from the housing industry-only Bank of America made it into the top 20. The real estate industry as a whole (PACs and individuals working in the industry) ranked number four on his list of industry givers in the 2002 cycle.

When the occasion warrants, Edwards' rhetoric does seem to support the issue. "I think it is critical that [we elected officials] do everything in our power to provide affordable housing," he remarked at the dedication of a Habitat for Humanity house in Chapel Hill, N.C.

"I would say that he's well intentioned," says Constance Stancil, executive director of the North Carolina Low Income Housing Coalition, "but recently he has shown little interest in or awareness of the major housing shortage faced by North Carolinians."

Representative Richard Gephardt

Initially elected to Congress in 1976, Dick Gephardt of Missouri first ran for president in 1988. He joins the crowded field of Democratic candidates vying for the party's nomination next year with a promise to "fight for America's working families."

That fight may or may not include advocating for affordable housing for those families, though. Despite the fact that he was the House Democratic leader for years, Gephardt's campaign Web site makes no mention of housing, and his campaign staff did not respond to requests for details about the positions he is taking on affordable housing in his run for president.

His campaign staff did provide a synopsis of Gephardt's congressional work on housing, however. It said he "has been a supporter of maintaining and enhancing the availability of affordable housing." The statement cited his work on Community Reinvestment Act legislation and his co-sponsorship of the National Housing Trust Fund as evidence of that support.

In 2000, Gephardt opposed Republican cuts to Department of Housing and Urban Development appropriations, offering this statement: "The budget cuts proposed by Congress would move America in the wrong direction. Despite our unprecedented prosperity, there are significant unmet needs in our nation's communities. We should be expanding, not cutting, programs that meet these vital housing, economic development, and safety needs."

An alderman for the city of St. Louis prior to his election to Congress, Gephardt remains connected to the city. His home district has long faced low-income housing issues, most notably some of the highest rates of childhood lead poisoning in the nation, steadily increasing homelessness and a troubled public housing authority.

None of Gephardt's top 20 individual givers for the 2002 campaign cycle is from the housing industry, although the real estate industry as a whole was the No. 4 industry contributor, with building trade unions coming in at No. 18, and general contractors at No. 20.

Senator Bob Graham

"Senator Bob Graham believes that all Americans deserve safe and adequate housing," wrote Graham's campaign staff in response to a series of questions from Affordable Housing Finance. "Having served as a U.S. senator and as governor of a high-growth state, he feels that the provision of affordable housing should be a shared responsibility of the federal government and state and local governments."

Graham was first elected to the Senate from Florida in 1986, and was re-elected twice, in 1992 and 1998. Prior to 1986, he served in the Florida House of Representatives and the state Senate.

Graham was instrumental in saving the low-income housing tax credit (LIHTC) in 1989, when, as a member of the Senate Banking Committee, he helped to draft the reforms that led to the program's extension. The primary changes were in granting states more autonomy in allocating credits and monitoring the program.

That was not the first time that Graham had been in front of affordable housing issues, said Mark Hendrickson, a financial consultant for affordable housing developers in Florida. When he became Florida's governor, the state did not even have a housing finance agency, according to Hendrickson. In his first year, Graham was successful in establishing one.

"He understands the affordable housing crisis," said Hendrickson. "He knows the LIHTC program backwards and forwards." Graham listens to advocates, added Hendrickson, and responded favorably as governor to the need for affordable housing funding.

In response to a query about what changes, if any, he would make to the LIHTC program, Graham's campaign staff responded: "Sen. Graham believes that the first step Congress can take to improve the LIHTC is to clarify the costs that can be included in calculating the credit. The IRS created confusion within the program with guidance it issued in 2000 that is contrary to common industry practice, and eliminates many reasonable, legitimate and necessary costs from the tax credit. This has caused uncertainty among investors as to whether the credits, for which they have paid, will be realized. Moreover, these guidelines could adversely affect the ability of states to target affordable housing to those who need it the most. Sen. Graham has introduced legislation that would fix this problem (S. 1119)."

His campaign cites examples of Graham's work on housing issues in the Senate:

  • "During National Homeownership Week in 2000, Sen. Graham was an original co-sponsor of Senate Resolution 319, which created The Houses The Senate Built program. The Houses The Senate Built program partners senators and their staffs with local Habitat for Humanity affiliates, community volunteers and sponsors in order to build homes for low-income families throughout the country.
  • "During the 105th Congress, Sen. Graham introduced legislation to allow married couples to exclude from taxable income up to $500,000 ($250,000 for a single taxpayer) of gain on the sale of a home. This legislation was enacted as part of the Taxpayer Relief Act of 1997. Furthermore, the Armed Forces Tax Fairness Act, passed by the Senate on March 27, 2003, includes a clarification of Sen. Graham's legislation, making it easier for members of the armed services to qualify for this exemption."

Sen. Graham's Web site includes no information about his positions on affordable housing issues. The real estate industry has consistently been among the senator's top supporters in campaign financing.

Senator John Kerry

Of the nine declared candidates for the Democratic presidential nomination, Senator Kerry has probably been the most actively involved in affordable housing issues at the national level.

Last year, he introduced the bill to establish a National Housing Trust Fund with excess revenues from the Federal Housing Administration (FHA) and Ginnie Mae to fund the construction of affordable housing and provide homeownership opportunities for low-income households. So far, no equivalent bill has been introduced in the Senate this session.

Since he was first elected to the Senate in 1988, Kerry has supported and co-sponsored numerous other pieces of legislation relating to the support of renewal communities, Individual Development Accounts (IDAs) and YouthBuild.

This year, Kerry introduced a bill to include consideration of whether a project has high-speed Internet infrastructure in the criteria for granting a development low-income housing tax credits.

According to campaign records, much of Kerry's support has come from the securities/investment and real estate industries, which were the number two and three contributors to his last campaign. Commercial banks, the insurance industry, and general contractors were also in the top 20. Top 10 contributors (PACs or employees) included FleetBoston Financial and CitiGroup, Inc.

Kerry's campaign Web site gives housing minor attention. The "Urban Renewal" section of the site says, "Senator Kerry has worked to be a leader in the preservation of federal support for housing and homelessness initiatives. He has fought for funding to revitalize our nation's decaying housing projects. He has also opposed Republican efforts to gut public housing and rental assistance programs."

His Senate Web site does include a section entitled "Building Community & Ensuring Affordable Housing," which raises the issue of the lack of affordable rental housing for poor families in the United States. "Recent changes in our economy have squeezed many working families out of tight housing markets across the country," reads the section. "In order to assist working families, Kerry believes that the federal government should continue to play a critical role in the production and retention of affordable housing. Since being elected to the Senate, he has been an outspoken champion of retaining and expanding federal programs to develop and preserve low-income housing such as the Community Development Block Grant (CDBG), the HOME Investment Partnerships, the low-income housing tax credit and the Sec. 8 program."

Despite numerous e-mail and telephone contacts with Kerry's campaign staff, no response was offered to a series of questions related to the senator's past work on affordable housing or the housing agenda he would propose as president.

Representative Dennis Kucinich

Representative Dennis Kucinich of Ohio is probably the only candidate for president who could be remembered more for an election that he lost than for one that he won.

In his first and only term as mayor of Cleveland in the late 1970s, Kucinich refused to sell the city's municipally owned electric system to a private competitor supported by local banks. The banks reciprocated by cutting off credit to the city and declaring Cleveland in default. Kucinich finished his two-year term and then lost a re-election bid. Twenty years later, the Cleveland City Council honored him for "having the courage and foresight to refuse to sell the city's municipal electric system."

Kucinich returned to public office in 1984, when he was elected to the Ohio Senate. In 1996, he was elected to Congress, where he is co-chair of the Congressional Progressive Caucus.

"Dennis has always been helpful on housing issues—as mayor of Cleveland and since," says Bill Faith, executive director of the Coalition on Homelessness and Housing in Ohio. "He has taken a particular interest in homeless issues, and has talked about how his family experienced homelessness when he was a kid. He has also helped us on preserving Sec. 8 housing, successfully badgering HUD when some homeless organizations lost their funding in the Continuum of Care process, and numerous other issues. Lately he has been organizing homelessness summits in Cleveland to help develop plans to better address the issues … He regularly sides with the most strident advocates on those issues."

Though the biography on Kucinich's campaign Web site proclaims him to be a "local and national advocate for the homeless," no mention is made of housing or homelessness in the 'Issues' section of the site. In a number of speeches posted on the site, he does make reference to "a right to decent housing," but does not elaborate.

Kucinich co-sponsored housing trust fund act

Kucinich's Congressional Web site does list housing as an issue area, with an extensive page listing the Congressman's support for housing and homelessness issues. He co-sponsored the National Affordable Housing Trust Fund Act, the Housing Preservation Matching Grant Act of 2001, the Community Development Block Grant Renewal Act, the First-Time Homeowner Affordability Act, and the Renter's Relief Act (which would provide a refundable tax credit for the amount above 30% of a renter's income that goes toward housing).

He also signed on to numerous letters showing support for programs such as YouthBuild, the Public Housing Drug Elimination Program, and the Department of Housing and Urban Development's lead-safe housing grant initiative.

Building trade unions ranked third on the list of industry contributors to Kucinich's campaign in the last election cycle. The real estate industry ranked eighth, and the National Association of Realtors was a major contributor as well.

Kucinich's campaign did not reply to inquiries for this story.

Senator Joseph Lieberman

First elected to the Senate in 1988, Senator Lieberman has been supportive of affordable housing issues, though not a particularly outspoken champion of them. As attorney general of Connecticut from 1983 to 1989, and state senator for 10 years prior to that, Lieberman's record on housing was similarly supportive, if not particularly distinguished.

Lieberman's most significant effort in housing was a bill he co-authored in 2000 to increase low-income housing tax credit allocations from $1.25 to $1.75 per person and to increase state limits on private activity bonds to $75 per resident, indexed to inflation. Although this bill did not pass, major portions of it were incorporated in the Community Renewal Tax Relief Act of 2000. He has also contributed to legislation regarding IDAs and to bills to strengthen federal homeless programs.

Neither Lieberman's official Senate Web page nor his campaign Web site make any mention of housing issues, and during his vice-presidential campaign in 2000, affordable housing was noticeably absent from the debate.

Industry-related campaign contributions to Lieberman in the last election cycle included CitiGroup (the top contributor to his campaign), Hartford Financial Services (fourth), The Richman Group (seventh) and Starwood Capital Group (13th). The real estate industry was the third highest industry contributor to his campaign.

Lieberman's committee assignments have not included housing, pointed out Jeffrey Freiser, executive director of the Connecticut Housing Coalition. Despite not focusing on the issues, though, "Sen. Lieberman has been a reliable supporter of affordable housing," said Freiser, pointing out that he was an early endorser of the National Housing Trust Fund in the 107th Congress.

Clarine Nardi Riddle succeeded Lieberman as Connecticut's attorney general in 1989, and later went on to serve as vice president for government affairs and general counsel for the National Multi Housing Council. She left NMHC in February to become chief of staff for Lieberman, "her long-time friend and mentor," according to a press release from NMHC. In an online discussion for CNN during the 2000 election, Riddle said that Lieberman was "a person who has, first and foremost, been a public servant in the truest and fullest sense of the term. He is a person who has dedicated his life to serving the public in every capacity he has been in."

Despite numerous e-mail and telephone contacts with Sen. Lieberman's campaign staff, no response was offered to a series of questions related to the senator's past work on affordable housing or the housing agenda he would propose as president. One campaign staffer indicated that it is too early in the campaign to expect that the candidate would have positions on such issues.

Carol Moseley Braun

Carol Moseley Braun, a former senator from Illinois, is vying for the Democratic nomination on a platform advocating social justice and "safe, healthy communities." Having already been the first female senator from Illinois, first female African-American senator and first African-American Democratic senator, Moseley Braun has said that she is ready to be the first female president and first African-American president.
Moseley Braun was a county executive officer, state representative and assistant U.S. attorney prior to being elected to the U.S. Senate in 1992. She failed to win re-election in 1998, and was appointed ambassador to New Zealand in 1999. Currently, she teaches law and political science at Morris Brown College and DePaul University, and runs a business law practice and business consultancy in Chicago.

Although Moseley Braun served on the housing subcommittee of the Senate Banking Committee, she failed to distinguish herself on housing issues. She did not sponsor any legislation relating to affordable housing, nor did she co-sponsor any major housing bills.
During her run for the Senate, the finance, insurance and real estate sector provided the largest amount of support for her campaign.

Moseley Braun's campaign Web site makes no mention of housing issues, though it does indicate that while she was assistant U.S. attorney, "her work in housing, health policy and environmental law won her the Attorney General's Special Achievement award." She has not focused on housing in any major speeches during the campaign. Repeated attempts to contact her campaign for this profile to pose some questions on housing issues received no response.

The Reverend Al Sharpton

The Reverend Al Sharpton is one of the harshest critics of the Bush administration, particularly among candidates for the Democratic nomination for president. He has spoken out loudly and often against the administration's policies on poverty, taxes and the war in Iraq, among other issues.

Sharpton has been in the public eye most often when he has organized against police brutality. He also made headlines in 2001, participating in civil disobedience in Vieques, Puerto Rico, against the U.S. Navy bombing range on that island. Much of his work has focused on organizing in African-American communities, particularly around encouraging people to vote.

Sharpton founded the National Action Network, a civil rights organization that seeks economic justice and political empowerment for the disenfranchised. He ran unsuccessfully in the 1992 and 1994 New York Democratic primaries for the U.S. Senate.

While he references affordable housing issues from time to time when he speaks about economic injustice and the lack of federal action to alleviate poverty, he has not directly addressed housing issues in his work or speeches.

Sharpton's campaign office did not respond to a request for an interview, or to a set of questions sent for the candidate to answer. His Web site makes no mention of affordable housing issues, and his campaign has not raised sufficient funds for a breakdown of industry support to have been released.


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